Do Not Buy AKKO Insurance. Here’s Why.

If you own a smartphone, laptop, or tablet, you should have an extended warranty that covers accidental damage. However, you should be very careful when choosing your insurance plan. Some are better than others, like in the case of Upsie versus AKKO insurance.

What is AKKO Phone Insurance?

AKKO insurance is a third-party extended warranty company that offers customers coverage for their electronic devices. They advertise prices like $5 to $12/month for phones and $15 to cover multiple devices. However, their deductibles range from $29 to $99. That's a big difference and adds a lot to the advertised low price.
Along with accidental damage coverage, AKKO also offers replacement due to theft. Luckily theft is not a common occurrence, so AKKO charges a hefty deductible to replace your phone. You also have to prove beyond a doubt that your phone was stolen. That may not be that easy. In fact, many AKKO customers complained that they were denied claims because they could not prove their phones were stolen.
Additionally, AKKO does not cover manufacturing defects after the initial warranty runs out. It only covers theft and accidents. That leaves a huge gap in coverage for most users.

What is Upsie?

Upsie is a reputable extended warranty company that provides full service to its customers. An Upsie warranty covers manufacturing defects long after the original warranty runs out, and they also cover accidental damage due to spills, drops, and cracks, etc. Some of the long list of things covered are:
  • Cracked screens - the most common issue with smartphones
  • Liquid damage - another big problem with phones, tablets, and smartwatches
  • Battery failure
  • Power issues
  • Touch screen problem
  • Camera breakage
  • Headphone jack problems
  • Audio issues
  • Bluetooth and Wi-Fi connectivity problems
  • And more!
Upsie's Smartphone Subscription Warranties are affordable and comprehensive. With Upsie's Smartphone Subscription, customers have full coverage from a range of possible accidents and defects.
An Upsie smartphone warranty makes it easy to get repairs. You can call Upsie's claim department 24/7 and speak with a real person to schedule your repair. You can either use Upsie's free two-day shipping or visit a local certified repair shop to get it fixed. Upsie makes it easy to get top-notch service.

Upsie Versus AKKO

When you compare Upsie versus AKKO, there are quite a few differences. First, Upsie's plans are more affordable than AKKO. For example, the cost of an AKKO plan for an iPhone 13 Pro is $11 per month, while Upsie costs just $9.99 per month.
In terms of claims, AKKO makes you fill out an online form and wait for someone to contact you to get your device fixed. Upsie's claims department is open 24/7. You can also fill out an online form or call any time of day or night to get a repair scheduled. Upsie is a no-hassles approach to insurance for your smartphone.
Upsie also makes it easy to cancel your plan. With the Smartphone Subscription, you can cancel your plan at any time with no fees or penalties.
Another benefit of Upsie is the low deductible. Since the most common smartphone issue is cracked screens, Upsie's cracked screen deductible is $0. You don't have to worry about paying any other service fees, parts, labor, or anything else. With AKKO, your deductible will be somewhere between $29 and $99! That means every time you need to fix your device; you are shelling out a hundred bucks! That will get pricey pretty quick.

Why You Need a Smartphone Warranty

Just about everyone has a smartphone these days, and most of us have dropped it at least once. Even one drop could break the screen, which then needs to be replaced. If you have to pay out of pocket for multiple screen replacements, it could get really expensive fast.
That is why you need a reliable smartphone warranty to protect you against manufacturing defects and accidental damage. You simply cannot guarantee that you will never drop your phone or submerge it in water. That kind of damage could be financially devastating. With an Upsie warranty, you can rest assured your phone is covered, and you can get it fixed fast!

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* This article is over 6 months old and may or may not be updated.